Use Health Benefits and FSA Funds to Your Advantage

Hearing insurance, while only offered to about 15% of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If South Bay Hearing is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the cost would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.


Frequently Asked Questions

Will Medicare pay for my hearing care needs?
Medicare Part B (Medical Insurance) will cover the diagnostic hearing and balance exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids or exams for fitting hearing aids.
Will Medicaid pay for my hearing care needs?
States must provide benefits to adults and children under the age of 21. This includes appropriate screenings, diagnostics, and medically necessary treatments — including hearing aids, hearing aid accessories, and related services. Coverage beyond the age of 21 is based on state regulations. Patients are encouraged to pursue information regarding their state’s coverage, which can be found on their state’s website.

 

Questions about Insurance Benefits? Request a Callback!

We strive to make your experience as streamlined as possible, and we are happy to answer any questions you may have regarding your insurance’s benefits or our other available financial options. Using the secure digital form below, share your questions or comments with our team, and we will be quick to follow up with the answers you need. We look forward to assisting you today!

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